1. Acceptance of Terms

By accessing, purchasing, or using any product, service, course, coaching, membership, template, download, or other digital material (collectively, the “Services”) provided by Legacy Leaders Academy (“Company,” “we,” “us,” or “our”), you (“Client,” “User,” or “You”) agree to be bound by the following Terms & Conditions, our Privacy Policy, and any other applicable disclaimers and notices. These Terms constitute a legally binding agreement.If you do not agree to these Terms, you must not access or use our Services.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into this agreement. By accessing our Services, you represent and warrant that you meet these criteria.

3. Scope of Services

Legacy Leaders Academy offers/may offer but not limited to digital educational content, including courses, live and recorded trainings, group and private coaching, downloadable templates and tools, community access, and mentorship-based business development resources. We reserve the right to modify or discontinue any aspect of the Services at any time without notice.

4. Intellectual Property Rights

All content, trademarks, service marks, logos, course materials, videos, PDFs, designs, templates, text, graphics, downloads, and all other intellectual property related to the Services (“Content”) is the exclusive property of Legacy Leaders Academy or its licensors and is protected by U.S. and international copyright, trademark, and intellectual property laws. You may not:

• Share, copy, reproduce, sell, resell, license, distribute, modify, reverse engineer, or publicly display any part of the Content without express written permission.
• Transfer or sublicense access to any product or program to another party.
• Use our branding or materials to promote your own business.

Violation of this clause may result in immediate termination of access and potential legal action.

5. License & Access

Upon purchase, you are granted a limited, non-transferable, non-exclusive, revocable license for individual, personal, non-commercial use only. You are not permitted to share your login credentials or access with others. Group access requires a separate enterprise license.

We reserve the right to revoke access without refund if we suspect unauthorized sharing, reselling, or breach of terms.

Your login credentials and access to Legacy Leaders Academy content are for your individual, personal use only. You are strictly prohibited from:

• Sharing, selling, or transferring your login or account information to any other person or entity

• Allowing others to access course materials, coaching calls, communities, or digital assets using your credentials

• Streaming or displaying content to groups, teams, or third parties without a valid multi-user or enterprise license

Violations of this policy will result in immediate revocation of access without refund, and may result in legal action for copyright infringement, breach of contract, or theft of services.

We actively monitor user access patterns. If we detect suspicious login activity, simultaneous logins from different IPs or devices, or unauthorized distribution of content, we reserve the right to investigate and take appropriate legal action.

6. Payment Terms & Billing Authorization

All pricing is listed in U.S. Dollars and is subject to change without notice. By purchasing any Service, you authorize us (or our third-party payment processor) to charge your payment method for the full amount (or for payment plans as specified).

You agree to the following:

• All payments are non-refundable and non-cancelable.

• You are responsible for all installments under any payment plan regardless of participation or completion.

• Chargebacks or payment disputes will be treated as a breach of contract and may result in legal action and/or collection proceedings.

• Failure to make timely payments may result in suspension or removal of access.

7. No Refund / No Return Policy

Due to the nature of digital products and immediate access to proprietary intellectual property, ALL SALES ARE FINAL.

By purchasing, you agree that:

• No refunds, returns, or cancellations will be provided.

• This policy applies to all past, current, and future content, including bonus materials, updates, and added resources.

• Dissatisfaction, lack of results, change of mind, or personal circumstances are not valid grounds for a refund.

Please refer to our [Full No Refund / No Return Policy] for further detail.

8. Results Disclaimer & Earnings Disclaimer

We do not guarantee specific outcomes. Testimonials and case studies represent individual experiences and are not promises of future performance. Your results depend on your effort, business acumen, personal circumstances, and level of implementation.

You acknowledge:

• We make no warranties or guarantees regarding success or income.

• You are solely responsible for your decisions and results.

• We do not provide legal, financial, medical, or psychological advice.

9. Conduct & Community Guidelines

You agree not to:

• Harass, abuse, defame, threaten, or harm others within our community or programs.

• Use our platforms to solicit, recruit, or spam other users.

• Post or share objectionable content including but not limited to hate speech, sexually explicit content, or illegal activity.

• Impersonate any other person or entity.

• Interfere with platform functionality or security.

Violations may result in immediate removal without refund, legal action, and reporting to appropriate authorities.

10. Termination of Access

We reserve the right to suspend or permanently terminate your access at our sole discretion, without notice, if you breach any of these Terms, engage in harmful behavior, or if we believe your actions compromise the safety or integrity of our community. No refunds or partial credits will be issued in such cases.

11. Third-Party Tools & Platforms

Our Services may integrate or rely on third-party tools (e.g., payment processors, Zoom, Kajabi, GHL, Slack, Circle, etc). We are not responsible for their functionality, security, or availability. Your use of those tools is subject to their terms of service and privacy policies.

12. Indemnification

You agree to defend, indemnify, and hold harmless Legacy Leaders Academy, its officers, employees, contractors, affiliates, and agents from and against any and all claims, damages, liabilities, losses, expenses, costs (including attorney’s fees), or demands arising from:

• Your breach of these Terms

• Your use or misuse of our Services

• Your violation of any law or third-party rights

13. Limitation of Liability

To the maximum extent permitted by law, Legacy Leaders Academy shall not be liable for:

• Any indirect, consequential, incidental, or special damages

• Loss of income, revenue, data, or business opportunity

• Platform downtime, third-party app issues, or technical disruptions

• Actions taken by any other participant within the program or community

14. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of [Insert State] without regard to conflict of law principles. In the event of a dispute, you agree to resolve the matter through binding arbitration in [Insert County/State], and waive any right to class action or jury trial.

15. Changes to Terms

We reserve the right to revise or update these Terms at any time. Updates will be posted to this page with a revised effective date. Continued use of the Services constitutes acceptance of those updates.

16. Termination of Access & Payment Disputes

We reserve the right to suspend, revoke, or permanently terminate your access to any product, program, course, membership, coaching container, digital content, private community, or any other Service offered by Legacy Leaders Academy, without refund, if:

• You violate any provision of these Terms & Conditions

• You engage in unethical, inappropriate, or disruptive conduct

• You share, resell, or misappropriate intellectual property

• You attempt to gain unauthorized access or distribute materials

• You fail to complete payments under an agreed-upon plan

• You initiate a chargeback or payment dispute with your financial institution

Chargebacks and payment reversals are a breach of contract.

By purchasing from Legacy Leaders Academy, you explicitly agree that all sales are final and that you will not initiate a chargeback or dispute for any reason, including but not limited to dissatisfaction with content, lack of participation, failure to use the product, or a change in personal circumstances.

If a chargeback or dispute is initiated:

• We will immediately revoke all access to our products, programs, platforms, and communities.

• Your access will not be reinstated under any circumstances, even if the dispute is resolved in our favor.

• We reserve the right to report the incident to collection agencies, credit bureaus, and/or pursue legal action to recover lost revenue, including reasonable attorney’s fees and costs.

We take payment integrity seriously to protect the quality of our Services and community. If you have a concern with your purchase, we encourage you to contact us directly at [email protected] to resolve the issue amicably and professionally.

17. Affiliate Terms, Rights & Restrictions

Legacy Leaders Academy (“Company”) offers a referral-based Affiliate Program (“Affiliate Program”) to eligible individuals who wish to promote our educational products and services. Participation is governed by the following terms, which are legally binding and strictly enforced. By applying for or participating in the Affiliate Program, you agree to the following:

a. Program Structure & Two-Tier System

The Affiliate Program allows approved participants to earn commissions on eligible purchases made by customers they refer directly (Tier 1), and in some cases, by referrals made by those customers (Tier 2). The specific commission structure, eligibility, and payout schedule are detailed in the official Affiliate Program Guide and are subject to change at any time.

The Affiliate Program is not a multi-level marketing (MLM) opportunity, franchise, business-in-a-box, or investment vehicle. Participants do not receive compensation for recruitment, nor are they compensated based on sales volume of a “downline.” This is a performance-based referral program tied only to direct and qualified purchases made via unique affiliate links.

b. FTC Compliance – Mandatory Disclosures

Affiliates must comply with Federal Trade Commission (FTC) guidelines for endorsements and advertising. This includes, but is not limited to:

• Clearly and conspicuously disclosing that you may earn a commission when sharing your affiliate link (e.g., “I may earn a commission if you purchase through my link”).

• Never making income claims, financial guarantees, or suggesting that earnings are typical, easy, or guaranteed.

• Never using deceptive language, screenshots of income without context, or testimonials that imply a result without substantiating evidence.

Affiliates who violate FTC disclosure requirements may be terminated from the program immediately, have commissions forfeited, and be reported to the FTC for regulatory action.

c. SEC Compliance – No Investment Opportunities or Securities

Participation in the Affiliate Program does not constitute a security, investment opportunity, passive income offering, or profit-sharing agreement under the Securities Act of 1933, the Investment Advisers Act of 1940, or any other federal or state securities law.

• No equity, royalties, dividends, or profit-sharing are offered or implied.

• The Company does not sell securities, promise returns, or allow for pooled investments.

• Affiliates should not market any product or opportunity as a “way to invest” or “residual income stream.”

Violation of this clause may lead to permanent removal from the Affiliate Program, forfeiture of any earned commissions, and possible legal reporting.

d. Promotion of Educational Materials

OnlyAffiliates are authorized only to promote the educational content and value-based transformation offered within Legacy Leaders Academy. You may not promote or position the Affiliate Program as:

• A business opportunity, job, or employment path

• A guaranteed financial outcome

• A fast-money or passive income scheme

• A replacement for professional business, legal, or financial advice

All promotional language must align with the purpose and mission of the Academy, which is to empower individuals through personal development, education, and entrepreneurial strategy.

e. No Commission Reassignment, Manual Overrides, or Link Adjustments

Affiliates are solely responsible for ensuring proper use and tracking of their affiliate links. If a customer does not use the correct link, or mistakenly signs up under another affiliate, Legacy Leaders Academy will not:

• Manually reassign or override referral tracking

• Adjust commissions after the sale has been processed

• Intervene in affiliate disputes over lead attributionAll tracking is managed through our affiliate software and is considered final.

f. No Earnings Guarantee

You understand and agree that:

• Earning commissions is dependent on your effort, marketing strategy, and adherence to these Terms.

• There is no guarantee of success, income, or commissions.

• Participation in the Affiliate Program is voluntary and based solely on performance.

Affiliates who enroll others under misleading income claims or false expectations will be removed without notice.

g. Termination and Compliance Enforcement

We reserve the right to suspend, restrict, or permanently terminate any affiliate account at any time, for any reason, including but not limited to:

• Non-compliance with FTC or SEC regulations

• Misleading, manipulative, or unethical marketing practices

• Misuse of Legacy Leaders Academy brand assets or materials

• Inactivity or abandonment of affiliate duties

• Attempts to exploit or game the referral system

• Publicly disparaging the Company, brand, team, or leadership

All unpaid commissions at the time of termination may be forfeited. We reserve the right to report violations to appropriate regulatory authorities.

h. Independent Contractor Status

Affiliates are independent contractors, not employees, partners, franchisees, joint ventures, or agents of the Company. You are solely responsible for:

• Your own business activities and compliance

• Filing and paying all federal, state, and local taxes

• Managing your own legal and financial obligations

You are not entitled to benefits, insurance, or legal protections afforded to employees.

i. Tax Forms & Minimum Payouts

In compliance with U.S. law, any affiliate earning over $600 USD in a calendar year will be required to submit a valid IRS Form W-9 (U.S. residents) or Form W-8BEN (non-U.S. affiliates) before receiving further commissions. Failure to submit required tax documentation may result in withholding or suspension of future payouts.

Minimum payout thresholds and payment schedules are outlined in the Affiliate Program Guide and are subject to change.

18. Community Conduct & Disparagement Policy

Legacy Leaders Academy provides digital communities, support forums, coaching containers, and social channels (“Community Spaces”) as part of its educational services. All participants are expected to conduct themselves in a respectful, supportive, and professional manner at all times.

a. Code of Conduct – What Is Expected

By participating in our Community Spaces, you agree to:

• Treat all members, team leaders, and support staff with respect

• Maintain confidentiality of what is shared inside private groups or calls

• Provide encouragement and constructive feedback, not criticism or gossip

• Report issues or concerns privately to our support team—not publicly

We believe in growth-oriented, emotionally intelligent dialogue. Differences of opinion are welcome, but must be handled respectfully and maturely.

b. Zero Tolerance for Harmful Behavior – What Is NOT Tolerated

We have a zero-tolerance policy for the following behaviors:

• Harassment, bullying, discrimination, hate speech, or intimidation

• Passive-aggressive comments, inflammatory remarks, or instigating conflict

• Spamming, soliciting, recruiting, or promoting outside offers

• Sharing screenshots or content from private calls or communities

• Trolling, doxxing, or attempting to discredit other members or leaders

• Attempting to divert, poach, or undermine members within the community

• Any form of manipulation, coercion, or unethical persuasion

Violation of this code may result in immediate termination of access—without refund—and possible removal from the affiliate program or future offerings.

c. Disparagement Clause – Online or Offline

You agree that you will not, directly or indirectly:

• Disparage, defame, slander, or speak negatively about Legacy Leaders Academy, its founders, team members, community leaders, affiliates, customers, or participants

• Post negative reviews, social media content, stories, or comments—even without naming the Company explicitly—if the intent or effect is to damage reputation, influence perception, or cause disruption to the brand or community

This applies to but not limited to written, verbal, digital, and social communication—both public and private (e.g., group chats, DMs, email, Clubhouse rants, etc).

We recognize and support your right to express opinions. However, by enrolling, you waive your right to publicly criticize, harm, or damage the reputation of Legacy Leaders Academy and its leadership as a condition of accessing our Services.

d. Violation & Legal Enforcement

Violations of this policy may result in:

• Immediate revocation of access to all programs, platforms, and communities

• Permanent removal from the affiliate program

• Forfeiture of any unpaid commissions or future eligibility

• Potential legal action, including claims for defamation, business interference, or reputational harm

We take the integrity of our community and brand very seriously. We reserve the right to enforce this clause to the fullest extent permissible under applicable law.

19. Earnings Disclaimer

(FTC-Compliant Standalone Disclosure)

Legacy Leaders Academy does not guarantee any specific financial results, business growth, or income outcomes. Any case studies, testimonials, or examples shared on our platforms, websites, or promotional materials are not indicative of typical results and should not be interpreted as promises or expectations of earnings.

Your success is dependent upon many variables, including but not limited to: your background, experience, work ethic, level of participation, skillset, market conditions, and ability to implement strategies effectively. Any monetary figures referenced are for illustrative purposes only.

By enrolling in or purchasing from Legacy Leaders Academy, you agree that you understand and accept this disclaimer in full, and that you are solely responsible for your own results.

This disclaimer must be reviewed prior to purchase, and is applicable to all users, regardless of their jurisdiction.

20. Binding Arbitration & Waiver of Class Action Rights

(Dispute Resolution & Legal Risk Limitation)

In the event of any claim, dispute, or controversy arising out of or relating to these Terms, your use of our Services, or your relationship with Legacy Leaders Academy, both parties agree to resolve such disputes exclusively through binding arbitration administered by the American Arbitration Association (AAA), conducted in the State of Utah, in accordance with its Commercial Arbitration Rules.

Both you and the Company waive the right to:

• Trial by jury

• Join or participate in any class action, class arbitration, or collective legal proceeding

Each party shall bear their own arbitration fees and costs unless otherwise required by applicable law or arbitration rules. The arbitrator shall have the authority to grant injunctive relief and enforce specific performance consistent with the provisions of this agreement.

This clause shall survive termination of these Terms.

21. International Users & GDPR Compliance

(Global Data Privacy & Transfer Notice)

If you reside in the European Union (EU), European Economic Area (EEA), United Kingdom (UK), or any jurisdiction with data protection laws aligned with GDPR, you have the following rights under applicable law:

• The right to access, correct, delete, or restrict your personal data

• The right to withdraw consent at any time

• The right to lodge a complaint with your national data protection authority

Your data may be transferred to and stored on servers located in the United States or other jurisdictions outside of your home country. By using our Services, you acknowledge and consent to this transfer. To exercise any of your rights under GDPR, email us at [email protected]

22. Use of Automation & AI Tools

(Disclosure of AI-Based Interactions)

Legacy Leaders Academy may utilize automation, artificial intelligence (AI), or machine learning-based tools to:

• Enhance user experience

• Automate communications or support

• Generate personalized responses or onboarding sequences

• Collect and analyze usage data for performance improvement

These tools may include chatbots, analytics software, email sequencing platforms, predictive learning systems, or generative AI features. All AI usage is monitored for accuracy and ethical alignment. By using our Services, you consent to the use of these tools as described above.

23. Intellectual Property Licensing & Enforcement

(Digital Rights Management & Protection)

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the content provided by Legacy Leaders Academy solely for personal, non-commercial purposes. You may not:

• Copy, duplicate, distribute, resell, republish, or exploit any content

• Use any material to create derivative or competing products

• Teach, display, or monetize our frameworks, systems, or proprietary content

We actively monitor and enforce our intellectual property rights through:

• Cease and desist letters

• Digital fingerprinting

• DMCA takedown notices

• Legal proceedings under U.S. and international copyright law

Violators may be subject to legal penalties, including damages, costs, and attorney’s fees.

24. Service Interruptions & Force Majeure

(Limitations of Liability Due to External Factors)

We make every effort to provide reliable and uninterrupted access to our platforms and content. However, we are not liable for interruptions, delays, or failures due to circumstances beyond our control, including but not limited to:

• Acts of God or natural disasters

• War, terrorism, civil unrest

• Internet or power outages

• Platform downtime on third-party tools (e.g., Kajabi, GoHighLevel, Circle, Stripe, etc.)

• Government regulations, pandemic, or public health emergencies

No refunds, extensions, or credits will be issued for temporary outages or disruptions for any reason.

25. Content Lifetime Access Disclaimer

(Scope of “Lifetime” Access and Termination Rights)

Where “lifetime access” is referenced in our marketing or sales materials, it shall be understood to mean the lifetime of the product or platform, not the lifetime of the customer.

We reserve the right to:

• Discontinue or sunset any product, course, or platform at any time

• Remove access for business, legal, or technological reasons

• Update, restructure, or replace content at our sole discretion

Access to any product or course is not guaranteed indefinitely and may be subject to change without notice.

26. Technology Usage & Competitor Ban

(Prohibition on Espionage, Cloning, or Unauthorized Use)

By purchasing, registering for, or accessing any Legacy Leaders Academy content, you affirm that you are not a direct or indirect competitor, and that you will not:

• Reverse engineer our systems, sales processes, or educational content

• Use our materials for research, cloning, or unauthorized product creation

• Pose as a customer to extract strategic data or replicate our intellectual property

Any violation will result in immediate removal, blacklisting from all future offerings, and possible legal action for misappropriation, unfair competition, and trade secret theft.

27. Disclaimer of Professional Advice

The information provided by Legacy Leaders Academy is for educational and informational purposes only. Nothing contained in our courses, coaching, website, or community should be construed as legal, financial, tax, investment, mental health, or medical advice.

You agree that you are solely responsible for consulting with appropriate licensed professionals before making decisions based on any information received from our programs.

28. Consent to Electronic Communications

You’re collecting data and using email/SMS—this keeps you compliant with the E-SIGN Act, CAN-SPAM, and TCPA:

By providing your contact information, you consent to receive electronic communications from Legacy Leaders Academy. This may include emails, text messages, or platform notifications related to your account, purchases, updates, marketing, or support.

You may opt out at any time by following the unsubscribe instructions or contacting us at [email protected].

29. Media Release Clause (Optional but Strongly Recommended)

By participating in Legacy Leaders Academy, you grant us the right to use your likeness, voice, name, written or verbal feedback, and any media you submit (including testimonials, screenshots, or social media tags) for promotional, educational, or commercial purposes, with no compensation required.

You may revoke this consent at any time in writing by contacting us directly at [email protected]

30. Successor & Assigns Clause (Business Continuity)

These Terms are binding upon and will inure to the benefit of both parties and their respective heirs, successors, assigns, and legal representatives. You may not assign or transfer your rights without written permission. Legacy Leaders Academy may assign its rights or obligations at any time in the event of a merger, acquisition, sale, or restructuring.

Contact

For questions or legal inquiries, contact:

Email: [email protected]